Institutional Sourcing
Every offering is sourced from lenders and sponsors with an established track record. Fewer than 4% of reviewed loans make it to the marketplace.
Institutional private credit, fractionalized.
Institutional-quality private credit. Now within reach.
Crowdlender gives accredited investors fractional access to institutional private credit — commercial real estate and venture debt — through an AI-driven platform.
- Accredited minimums from $5,000 — start small and diversify across deals
- Collateral-backed, income-first positions
- Reg D 506(c) compliant offerings
Who We Have Partnered With
$5.5B+
Total Transacted to Date
1,400
Accredited Investors
18.5%
Weighted Average Annual Return*
24
Completed Transactions
* This figure represents the weighted average return of the founders' combined track records and does not represent returns generated by Crowdlender or any Crowdlender offering. Past performance is not indicative of future results.
Why Crowdlender
Institutional collateral-backed income. AI-Powered Servicing and Reporting.
We give accredited investors a fractional position in the same caliber of private credit that pension funds and endowments hold — secured loans across commercial real estate and venture debt, alongside institutional lenders.
Predictable Cash Flow
Contracted interest on a set schedule, regardless of how the underlying asset performs operationally.
Collateral Protection
Each loan is secured — by institutional-quality real property in real estate credit, and by revenue and enterprise value in venture debt.
Scheduled Distributions
Interest is distributed on the loan's schedule, typically monthly or quarterly, by ACH to your linked bank account.
Transparent Reporting
Audited financials, underwriting models, and investor letters are available to every participant through the investor dashboard.
Passive Income
No tenants, no toilets, no trash — just scheduled payments.
Now Raising
Open Offerings
Open · Accepting Investors
Growth & Venture · Private Credit
Drip — The Water of Sport
A secured convertible note into Drip Holdings, Inc. — a fast-scaling lifestyle beverage brand launched in the U.K. and now entering the U.S. through a national distribution relationship. Income-first, collateral-backed, with equity upside on conversion.
- Asset Class
- Venture Debt
- Coupon
- 13.5% PIK
- Minimum
- $5,000
- Term
- 36 mo
Raise progress
$250,000 of $2.0M
View the offering
Collateral-backed
Open · Accepting Investors
Mezzanine Financing · Equity Participation
Ritz Banc Group - Mezz Financing
A mezzanine financing into Ritz Banc Group with an equity participation — subordinate capital positioned behind senior debt, earning a contractual return plus a share of the upside. Institutionally underwritten and fully serviced through the life of the deal.
- Structure
- Mezz · Equity
- Target Return
- 14% +upside
- Minimum
- $50,000
- Term
- 24 mo
Raise progress
$100,000 of $5.0M
View the offering
Subordinate secured
View Our Track Record
Closed Transactions
Debt
Beverly Hills, CA
Beverly Hills, CA — 1st Trust Deed
Real Estate
506(c) · 1st Trust Deed
100% funded View deal →
Debt
Long Beach, California
Long Beach, CA — 2nd Trust Deed
Real Estate
506(c) · 2nd Trust Deed
100% funded View deal →
Equity
Equity
How it works
From browsing a deal to receiving a distribution.
Crowdlender removes the friction from private credit investing by combining institutional underwriting with a simple, transparent investor experience.
See the full process-
01
Get verified
Complete accreditation, KYC, and AML in a single ~7 minute flow. Your verified status applies to every future deal.
-
02
Pick an offering
Review the loan summary, terms, and collateral. Commit any amount above the offering minimum.
-
03
Fund by bank transfer
Capital is held in a segregated account at a third-party FDIC-insured bank until the loan funds.
-
04
Earn and get repaid
Receive interest distributions on schedule. At maturity, your principal is returned pro rata with any final interest.
What Our Clients Say...
A new standard for private market access.
Chad Gailey
Investor
"The diligence packs are the most thorough I have seen outside of an institutional LP allocation. I know exactly what secures every position I hold."
Paul D. Thomas
Investor
"I have invested in private credit for years, and Crowdlender is the first platform that pairs institutional underwriting with real transparency at an accessible minimum."
Graham Sadler
Commercial Real Estate Broker · Berkshire Hathaway
"I had a 1031 client with a tight clock and no clean replacement property. Crowdlender gave them an institutional-quality, professionally managed option that closed inside the window."
J. Michael Bennett
Investor
"The monthly distributions land like clockwork, and I can see exactly what backs every position. It has become the anchor of my income portfolio."
For sponsors
Outsource your entire investor relations function.
Crowdlender is more than a capital source. We become your investor relations department — sourcing accredited investors and managing the relationship through the full life of the deal, so your team can focus on the asset.
Partner with CrowdlenderOn your own
- Build a capital formation team
- Chase subscriptions and manage compliance
- Manage investor comms and reporting
With Crowdlender
- We source accredited investors
- Onboarding and compliance handled
- Full-life IR, reporting and distributions
Insights
Research from the Crowdlender desk
Using Self-Directed Retirement Accounts to Invest in Commercial Real Estate and Private Credit
Most retirement savers know their IRA or 401(k) can hold stocks, bonds, and mutual funds. Far fewer know that a specific type…
Defer Capital Gains Through Delaware Statutory Trust Ownership of Institutional Real Estate
PRIVATE CAPITAL · REAL ESTATE · TAX STRATEGY The Institutional Investor’s Briefing For decades, the Section 1031 like-kind exchange has allowed real…
About Crowdlender
Crowdlender was built on a simple conviction: that the structures wealthy families and institutions have used for generations to build and…